Loan Calculator
Finance & InvestmentCompare loan costs and see a year-by-year amortisation view.
Runs entirely in your browser — nothing is uploaded
Features
- Monthly payment, total interest and total repayment at a glance.
- Complete amortisation schedule with running balance.
- Compare two scenarios side by side.
- Works for any currency and any term length.
How to use the Loan Calculator
- 1Enter the loan amount, rate and term.
- 2Review the payment summary.
- 3Expand the schedule to see how the balance falls.
Frequently asked questions
Why is early interest so high?
Interest is charged on the outstanding balance, which is largest at the start. The principal share of each payment grows over the term.