Advance Tax Calculator
Tax & SalaryWork out whether you owe advance tax, and what is due at each instalment.
Runs entirely in your browser — nothing is uploaded
Features
- The four statutory instalments with cumulative percentages.
- Deducts TDS already suffered, as the law requires.
- Applies the ₹10,000 liability threshold.
- Single-instalment schedule for presumptive taxpayers.
- Runs entirely in your browser — nothing you enter is uploaded.
How to use the Advance Tax Calculator
- 1Estimate your income for the year and pick your regime.
- 2Enter the TDS already deducted on your behalf.
- 3Read the instalment schedule and the amount due at each date.
Frequently asked questions
Who has to pay advance tax?
Anyone whose tax liability after TDS comes to ₹10,000 or more in a year. Salaried people whose employer deducts enough usually owe nothing. It is freelance income, rent, interest and capital gains that create the liability, because no one is deducting on those.
What are the due dates?
15 June for 15% of the year's tax, 15 September for 45% cumulative, 15 December for 75%, and 15 March for the whole amount. The percentages are cumulative, so the September payment tops you up to 45% in total rather than adding another 45%.
What happens if I miss an instalment?
Section 234C charges 1% a month on the shortfall for the period it was short. If the year ends underpaid, section 234B charges 1% a month from April until you settle. Both are interest rather than penalties, so they accrue quietly and add up.
What if I am under the presumptive scheme?
Taxpayers under 44AD or 44ADA pay the entire amount in a single instalment by 15 March rather than in four. Toggle the presumptive option to see that schedule.